Should I Get A Roof Inspection Before Filing An
Insurance Roof Replacement Claim In
Fredericksburg? It Can Help!
4 Ways A Roof Inspection Can
Help Your Insurance Claim
Filing a claim for insurance roof replacement in Fredericksburg can be confusing. Where do you start? The answer includes a professional roof inspection.
When you file a claim with your homeowner’s insurance company, they’ll want evidence of the damage and if your policy covers the weather event. But insurance is a business, and companies exist to make money. For this reason, their goals are different from yours.
Insurance companies usually send adjusters to houses for an inspection. However, you don’t want to leave the situation up to them. That’s why you should call professional roof inspectors first. They’ll be on your side.
At Legacy Roofing Pros, we provide top-notch roof inspections for the Greater Austin area. We want to prepare you for your claim, so we’ve put together a list of four reasons why you should have your roof inspected before filing your claim.
1. Roofers Inspect For Hidden Damage
When storms cause roof damage to your home, the issues can be very minor. Shingle bruising, punctures, and lifted shingles can be hard to spot. Roofers know how to find these issues, ensuring they don’t worsen over time.
An insurance adjuster likely won’t have the eye to spot these minor problems or won’t want to find them. Either way, approval is more likely if you have your own roofer inspect your house than leaving it to the insurance company.
Even if you don’t need a roof replacement or your claim is denied, having your roof inspected by a professional benefits your home. The roofers can spot these small problems and make repairs to avoid bigger problems in the future.
2. Ensure You Meet Roof Replacement
Insurance Requirements
Insurance policies make homeowners meet certain conditions for approval. If you don’t meet these standards, your claim will probably be denied. Policies can sometimes be hard to understand, making it difficult to determine what requirements are needed for approval.
Some policies require professional inspections, especially if the damage is because of a storm. The insurance company wants to know that the damage is due to the storm rather than poor upkeep or age. Inspectors can provide this information.
Having a roof inspection before filing your claim will ensure you meet the requirements, making approval more likely. They’ll be able to tell that the storm caused your problem and not wear and tear, which insurance policies typically don’t cover.
3. Understand The Insurance Policy
For Your Fredericksburg Home
Insurance policies have a lot of information. They can be confusing if you’re not used to them. Carefully reading through your policy will help you understand what’s covered for when you need repairs or a replacement.
Once you know more about your policy, you can hire professional roofers to inspect your roof. They can identify the damage to your house and determine the necessary work to return it to its pre-storm condition.
In addition to inspecting your roof for damage and the cause, professionals can guide you on what to expect when dealing with the insurance company. If you have a quality roof, you probably haven’t had a roof replacement yet. The guidance of professional roofers will help you better understand the process.
4. Get The Right Payout For Your Insurance Claim
Discovering the extent of roof damage can be hard. It isn’t safe for untrained people to walk on a roof, and you can only see so much from the ground or a ladder. Professionals have the tools and skills to safely access your roof and determine the extent of the damage.
Additionally, insurance companies want to pay as little as possible when approving claims. Professional roofers can identify the damage and inform the adjuster that it was caused by the storm. This can help to ease the approval process.
If you have roof damage, Legacy Roofing Pros are the experts in the Greater Austin area. We can inspect your roof, make repairs, and replace your roof if needed. We’ll provide an honest assessment of the situation and guide you through the repair or replacement process from start to finish.
Do you need a professional roof inspection before filing your insurance roof replacement claim? Contact Legacy Roofing Pros at 512-253-7691 or visit our website for a free estimate.
